01
Connect your bank in one click
Secure connection via Plaid. Your credentials never pass through our servers.
A clear budget. Informed decisions.
Your money,
made clear.
Bring your spending, budget envelopes and goals into one place. A practical method to organize your budget and move forward at your own pace.
Your transactions imported and AI-categorized automaticallyZero-based budgeting: assign every dollar before you spend it10+ financial calculators: mortgage, savings, investment, retirement
Try a calculator — free, no accountLogothète
Sample monthNet worth
$42,850.00
Illustrative preview · sample data in CAD
Left in the budget
$1,159.50
Planned budget : $3,000.00
Emergency fund
$8,000.00
Goal : $10,000.00
Spent$1,840.50 / $3,000.00
Reserve saved$8,000.00 / $10,000.00
These figures illustrate the interface and do not represent your accounts.
Manage my budgetSecured by StripeRead-only — we cannot spend anythingNo more spreadsheets
Features
One method, one budget.
Understand your spending, allocate your resources and adjust your budget: every step stays in the same workflow.
02
AI categorizes your transactions
Every purchase is cleaned and classified in the right category. You stay in control: one click to correct.
03
See where your money goes
Real-time dashboard: budget vs spent per category, top merchants, overspend alerts.
Built for your reality
A budget coach for every life
No two budgets are alike. Logothète adapts to your situation, not the other way around.
Freelancers & creators
Irregular income, business and personal expenses mixed together? Separate, categorize and plan ahead for your quieter months with confidence.
Modern couples & families
Manage a shared budget without a joint account. Everyone keeps their own accounts while you track shared goals together.
Parents of teens
Simple, visual tools to pass on healthy money habits and build your kids' confidence with money.
Bank-grade security
SSL 256-bit encryption. Your financial data remains strictly confidential and protected.
Instant results
Interactive visualizations and real-time projections for informed decisions.
Certified accuracy
Algorithms based on international financial standards and official tax brackets.
Our commitment
Your data is never for sale.
Logothète is 100% funded by your subscription — never by advertising. We never sell, rent, or share your financial data. Ever.
100% paid model
No ads, no data resale. Your subscription funds the service — that's it.
Zero data selling
Your transactions and budget stay private. We never monetize them with third parties.
Privacy first (Law 25)
Encryption, secure hosting, and compliance with Québec and Canadian privacy laws.
Free
10+ free calculators
Simulate your financial projects for free: mortgage, savings, investment, retirement, taxes and much more. No sign-up required to calculate.
Monthly Budget
Manage your family budget and optimize your expenses
Mortgage
Calculate your mortgage payments and total cost
Auto Loan
Estimate the total cost of owning your vehicle
Savings
Project the growth of your savings with compound interest
Investment
Estimate the potential return on your investments
Retirement
Plan your retirement and estimate the capital needed
Tax Simulator
Estimate your income tax
Debt Repayment
Compare Avalanche and Snowball methods
Net Worth
Calculate your total wealth (assets - liabilities)
Inflation Simulator
Understand the impact of inflation on your purchasing power
Budget Tracker
Track your spending by category and stay within your budget each month
Getting started
How does it work?
Logothète simplifies financial planning in three simple steps, no expertise required.
01
Create your account
Sign up for free in seconds. No credit card required to start using our financial simulators.
02
Simulate your projects
Use our professional calculators to simulate your mortgage, plan your savings, estimate your taxes, or prepare for retirement with accurate projections.
03
Make informed decisions
Visualize your results with interactive charts, export your reports as PDF, and track your daily budget with our integrated tracker.
10+
10+ calculators
8
8 currencies
3
3 languages
PDF export
Testimonials
They took control of their finances
Discover how Logothète helps thousands of people better manage their money every day.
Thanks to the mortgage simulator, I was able to negotiate my rate with my bank using precise figures. I saved over $15,000 over the life of my loan.
Marie L.
Property owner
The expense tracker and savings simulator opened my eyes. In 6 months, I doubled my monthly savings rate. Clean interface and instant results.
Thomas D.
Software engineer
I use Logothète to plan my retirement and track my investments. The PDF reports are perfect for my meetings with my financial advisor.
Sophie M.
Entrepreneur
Logothète
Why choose Logothète?
Logothète is the go-to platform for individuals who want to take control of their personal finances. Our comprehensive suite of tools covers every aspect of your financial life.
Multi-currency
Simulate your finances in USD, CAD, or GBP. Logothète adapts to your currency, wherever you are in the world.
Multilingual
Available in French, English, and Spanish. Browse and calculate in your preferred language for a smooth and intuitive experience.
PDF Export
Export every simulation as a professional PDF report. Share your projections with your banker, financial advisor, or partner in one click.
Full history
Find all your past simulations and compare the evolution of your financial projects over time. Every calculation is automatically saved.
Frequently asked questions
Is Logothète really free?
Yes! All financial calculators (mortgage, savings, investment, retirement, taxes…) are 100% free and unlimited, even without an account. When you sign up, you get 14 days of Premium free, no card required. After that, the free account includes budgeting, expense tracking, and 10 messages per month with COCO. Premium unlocks automatic bank connection, AI categorization, and unlimited COCO.
Is my financial data safe?
Absolutely. Logothète uses 256-bit SSL encryption and your data is stored securely. We never share your personal information with third parties. Your privacy is our top priority.
What types of calculators do you offer?
Logothète offers simulators for mortgages, auto loans, savings, investments, retirement, monthly budgets, taxes, debt, net worth, inflation, and an expense tracker. Each tool generates interactive charts and detailed projections to help you make the best financial decisions.
Every day without a plan is costing you money
Create your account in 30 seconds and enjoy 14 days of Premium free — no card required. All calculators are free, even without an account.
Start now — it's free